The Impact of Perceived Ease of Use and Perceived Risk of PayLater on Impulse Buying Behavior among Shopee Consumers
DOI:
https://doi.org/10.64243/JOSMI.02.1.04Keywords:
Perceived Ease of Use, Perceived Risk, Impulse Buying Behavior, Shopee PayLaterAbstract
This study explores how Shopee PayLater users' perceptions regarding the usability and potential risks of BNPL to their impulse buying behavior. A quantitative research design was applied using a survey approach, in which data were collected through questionnaires distributed to Shopee PayLater users. The analysis was carried out with SPSS, revealing that Perceived Ease of Use plays an important role on impulse buying behavior. This means that when Shopee PayLater is easy to understand and use, the consumers are more likely to make purchases without prior planning. In addition, Perceived Risk also has a significant effect on impulse buying behavior. This finding indicates that perceived risk does not always prevent consumers from making impulsive purchases in a buy now, pay later system. Overall, the findings confirm that Perceived Ease of Use together with Perceived Risk affect impulse buying behavior. This suggests that impulse buying among Shopee PayLater users is influenced by both the simplicity of the payment system and consumers’ perceptions of risk
References
Budiarti, S., Hardini, R., Sudirdja, P. F., Annisa, R., & Hasannuddin, M. F. (2023). The Influence of Trust and Ease of Using Paylater on Impulse Buying in Users E-Commerce. Jurnal MANDIRI, 7(2).
Chel Sea. (2022). Pengaruh Perceived Ease of Use, Perceived Usefulness, dan Hedonic Shopping Motivation terhadap Perilaku Impulse Buying Pengguna Shopee PayLater. Skripsi.
Davis, F. D. (1989). Perceived usefulness, perceived ease of use, and user acceptance of information technology. MIS Quarterly, 13(3), 319-340.
Devano, A. M., Tarigan, Y., & Pratiwi, B. A. (2023). Analysis of Paylater Usage on Impulse Buying Behaviour of E-Commerce Users in Batam. 817.
Dwipa, Y. S., & Yuniningsih. (2023). The Effect of Buy Now, Pay Later Mode on Impulsive Buying Behavior. The Effect of Buy Now, Pay Later Mode on Impulsive Buying Behavior, 8(3).
Gunawan. (2024). Pengaruh Persepsi Kemudahan Penggunaan dan Persepsi Risiko Terhadap Impulse Buying Pengguna Shopee PayLater (Studi Kasus: Masyarakat di Kec. Pantai Cermin). Skripsi.
Hasibuan, L. K., Siregar, W. A., & Harahap, A. A. (2023). Shopee Pay Later User Perceptions of Impulse Buying Behavior. At-Tijaroh, 9(2).
Igani, D. C., Pott-Johnson, Ethel, Okwara, & Rosemary. (2025). Psychological Determinants of Buy-Now-Pay-Later on Impulse Purchases Behavior among Gen Z Mobile Phone Users. International Journal of Advancement in Marketing and Management, 11(2).
Luthfia, I. M. (2023). Influence of Paylater and Flashsale on Impulse Buying Behavior among Adult Women in Semarang City. Admisi dan Bisnis, 24(2).
Puspitaningtias, R., & Afriani, L. N. (2024). The Influence of Perceived Ease of Use on Impulsive Buying with Lifestyle as Moderation. EKOMA, 3(5).
Rook, D. W. (1987). The buying impulse. Journal of Consumer Research, 14(2).
Sari, R. (2021). Pengaruh Penggunaan Paylater Terhadap Perilaku Impulse Buying Pengguna E-Commerce di Indonesia. Jurnal Riset Bisnis dan Investasi, 7(1).
Sugiyono. (2013). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Alfabeta.
Downloads
Published
Issue
Section
License
Copyright (c) 2026 Khansa Puti Zharifah Muza

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.






